Effortless Banking. Click on this link to grab the application form form additionally the consent form

The LANDBANK Credit Card gives the opportinity for the cardholder to conveniently and properly generate cashless acquisitions from Mastercard approved merchants and/or improve cash advances.

CHARGES

  • 100 % free yearly account cost for first year and also the cardholder shall be recharged an annual fee annually afterwards.

    • Brand new method of computing fund charges/interest on your own LANDBANK Mastercard charge card:

  • Regular Expenditures

    • Any unpaid levels can be billed everyday interest calculated from the past cut-off go out, and will also be summarized after each report stage. Staying scales from past SOAs might be held to the existing report until totally paid.

  • Cash Advance Transactions

    • Funds cost is going to be applied to the bucks advance levels from deal day until complete payment of the amount.

    Follow this link the upgraded trial calculation.

    The Minimum quantity owed (MAD) is the sum of the immediate following:

  • 3% of one’s Outstanding balances (much less Over maximum, and/or Installment Amount, if any) or P200 whichever is actually high;
  • Installment Quantity;
  • Overdue levels; and
  • Over-limit Amount, or no
  • Repayment of just the Minimum quantity Due or any levels significantly less than the exceptional stability on or prior to the Fees deadline shall lead to the imposition of great interest and/or different fees. Limited money also continue the time necessary to settle the outstanding balances. Costs generated following Payment deadline shall be susceptible to Late Installment expense.

    • You might shell out their LANDBANK bank card profile through the annotated following:

  • LANDBANK Portable Program (MBA)
  • Auto-Debit Plan (ADA)
  • LANDBANK cell accessibility, control (+632) 8-405-7000
  • Any LANDBANK Part countrywide

    • In order to prevent punishment expenses, please create your money on or prior to the Payment deadline. Costs (cash and checks such as On-Us inspections) can be published within 3 to 7 banking period.

  • Regular
  • Gold
  • Corporate
  • Rate of interest – reduced Rate of interest at 2per cent each month.

    • click reference

  • Large Acceptability – LANDBANK Credit Card features worldwide acceptance in over 30 million accredited stores and convenient cash access with 2.7 million ATMs throughout the world
  • Card recognition – LANDBANK Credit Card try approved in every local and worldwide participating /accredited merchants and member-banks of Mastercard
  • Safety – Enhanced credit security features thru EMV innovation to shield buyer and cards facts, and reduce card scam in cards provide deal
  • Cash loan – to 30per cent of borrowing limit through ATMs of Mastercard affiliate banking institutions
  • Electronic declaration of levels (eSOA – delivered to cardholders nominated good e-mail target. Cardholders just who choose to obtain a paper statement might be billed a statement printing/reprinting fee of Php100 monthly
  • Order E-mail Alert – alerts provided for cardholders thru nominated good email target for each acquisition made regardless of the amount
  • 3D Secure One Time code (OTP) – an extra safety element for on-line buys. This might be sent to cardholders licensed mobile amounts and is always authenticate the transaction
  • 24-hour Lost Card Hotline – Hotline service for lost/stolen cards: contact LANDBANK customer support Center (CCC) at (02) 8-405-7000 or PLDT Domestic Toll-Free wide variety 1-800-10-405-7000
  • Individual Currency Billing – LANDBANK charge card features an individual Currency payment where any foreign exchange are charged in Peso
  • Support system – cardholders build one (1) benefit aim each P30 spent web or via Point-Of-Sale (POS) terminals. Need points to buy acquisitions, card yearly charge alongside expenses (Click on this link for all the test transformation computation)
  • Easy Pay system – allows you to convert retail transactions, unmarried buys into monthly installments up to 24 months
  • Simple Pay/ Equal regular Installment (EMI) – Add-on speed at 1per cent
  • Greater circle of Payments stations- accessible fees networks accessible to LANDBANK credit score rating cardholders:
  • LANDBANK Mobile Program (MBA)
  • Auto-Debit Arrangement (ADA)
  • LANDBANK cell Access, dial (+632) 8-405-7000
  • Any LANDBANK Department countrywide

    • Follow this link your LANDBANK PORTABLE FINANCIAL SOFTWARE (MBA) individual Tips Guide for LANDBANK Mastercard Credit Cardholders

    Lowest specifications to apply for the LANDBANK Credit Card tend to be:

  • Customer need to be 21 to 65 years of age
  • People must-have a well balanced source of income
  • No damaging conclusions on Credit Suggestions checking
  • Required annual income
  • Minimum Annual Income – Php150,000

    • FUNDAMENTAL DOCUMENTARY DEMANDS

  • Duly completed Mastercard Application
  • Information Confidentiality Permission Type
  • Newest 1×1 ID photo

    • ADDITIONAL DOCUMENTARY REQUIREMENT (current by February 2021)

    FOR USED INVIDUALS

  • Most Recent Income-tax Return
  • Official certification of jobs
  • Cover slides going back three (3) several months
  • Photo-bearing appropriate ID with signature
  • Proof Payment Address

    • FOR BUSINESSMEN/SELF-EMPLOYED INDIVIDUALS

  • Subscription documents with division of Trade and business (DTI) or Securities and change fee (SEC)
  • BIR-stamped most recent ITR with Audited Monetary Statements
  • Photo-bearing legitimate ID with trademark
  • Evidence of Payment Target

    • FOR BUSINESS BANK CARD INDIVIDUALS

  • Articles of Incorporation and By-Laws with associated certification of enrollment released by SEC (for personal organizations)
  • Audited Investment comments and ITR going back three (3) decades
  • Secretarys Certificate of Board quality authorizing the annotated following:
  • the applying for membership;
  • issuance of this LANDBANK mastercard to such authorized workforce;
  • the designation of an officer in the team to sign for as well as in part for the team; and
  • installment to LBP of acquisitions made and/or improvements availed of the authorized employees by making use of credit card(s) issued

    • 24-Hour Customer Support Center Rates

  • Hotline No. (02) 8-405-7000 (Metro Manila)
  • PLDT Residential Toll-Free No: 1-800-10-405-7000 (Outdoors Metro Manila)

    • View here for BSPs FAQs regarding threshold on bank card Interest, funds expense and charges