Advance Pay from One Nevada is just a short-term loan system that costs significantly less than typical pay day loans. We offer reduced rates, no application charges and loans as much as $1,500.
Compare Advance Pay to typical lenders:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You Pay | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) | ||
Terms & Rates
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | Total of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
Finance cost and APR calculated predicated on a 14-day term. Revised 4/24/15
SIGNIFICANT POINTS TO CONSIDER BEFORE YOU DECIDE TO BORROW
just How Payday Loans Perform: payday advances are short-term money loans frequently guaranteed because of the borrower’s post-dated check that is personal. We don’t require a check that is post-dated. Loan payment is deducted straight from your own account.
Pay day loan Terms: Loan quantities generally vary in quantities from $100 to $1,000. Typical loan term is fourteen days. Prices normal 470% annual percentage rate (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to borrow $100 for two weeks. Our less than typical APRs and finance costs are shown above.
Two-Week Due Date: pay day loans normally have a two-week deadline. In the event that you get earnings just once four weeks, you may have to expand your loan two and on occasion even 3 x incurring extra costs before getting your month-to-month check to cover the loan off. This might create your loan extremely expensive. a kind that is different of might be much better for you personally. Benefit from our free economic guidance explained regarding the page that is next.
Financial obligation Traps: pay day loans often trap customers in perform borrowing rounds as a result of high expenses and extremely repayment that is short. Borrowers typical 8-13 payday advances each year from the solitary loan provider. Almost 60% of all of the pay day loans are generally same-day renewals or brand new loans applied for just after paying down the previous loan. Which means in the long run, pay day loan costs usually surpass the loan amount that is original. Don’t get caught into the debt trap. Benefit from free counseling that is financial below.
ESSENTIAL DISCLOSURES FOR ACTIVE USERS OF THE MILITARY AND THEIR DEPENDENTS:
The next pertains to users of the armed forces and their dependents if: (a) during the time your loan is created, you might be an energetic person in the armed forces or perhaps you are really a reliant of a working person in the armed forces (as those terms are defined into the Military Lending Act, 10 U.S.C. 987 and its particular implementing laws); and (b) your loan is unsecured or guaranteed by individual property which you failed to purchase using the profits associated with loan.
- NOTICE: Federal legislation provides crucial protections to people of the Armed Forces and their dependents associated with extensions of credit rating. Generally speaking, the expense of credit rating to an associate of this Armed Forces and his / her dependent may well not go beyond a percentage that is annual of 36 per cent. This price must consist of, as relevant towards the credit account or transaction: the expense connected with credit insurance costs or financial obligation security costs; costs for ancillary services and products offered associated with the credit deal; any application cost charged (apart from specific application costs for specified credit transactions or reports); and any involvement charge charged (other than particular involvement charges for a charge card account).
- This loan will never be guaranteed by stocks or deposits in every of the reports until you particularly consent to establish a merchant account associated with this loan for which funds deposited following the loan is provided will secure this loan. Consequently, the next conditions in the Loan Agreement and Security Agreement don’t connect with this loan: “Contractual Pledge of Shares”; any mention of the pledge of stocks, statutory liens, set-off, or administrative freeze included in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your degree it purports to cross-collateralize all of your other share or deposit records with us.
- This loan is certainly not at the mercy of arbitration that is mandatory consequently any mention of mandatory arbitration in this Loan Agreement and protection Agreement shall perhaps maybe not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan ought to be utilized for short-term economic requirements just, maybe not just a long-lasting economic solution. Users with financial hardships can go to Financial Management at no cost use of financial education and online tutorials.